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Individual Life Insurance in Greenville TX & Royse City TX

Reassurance for you and your Loved Ones.

Get A Policy Insurance Services provides life insurance to individuals in Greenville, Royse City, Caddo Mills, Rockwall, McKinney, Fate, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Get A Policy Insurance Services, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Get A Policy Insurance Services offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.

Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Get A Policy Insurance Services is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Get A Policy Insurance Services will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Location

Get A Policy Insurance Services

6305 Wesley Street, Suite 103
Greenville, TX 75402
Main office: 903-686-9545
Toll free: 888-748-1930
Fax: 888-902-1936

Our Providers

Testimonials

After 19 years of being with State Farm they decide to raise my rate 18% and I thought that was ridiculous. I turned to www.getapolicy.com and they insured my home for $308.00 less than I was paying with State Farm before my renewal. Gotta Love That! Special Thanks To Get A Policy.

R. Johnansen
When I was told this month that I was being forced to buy flood insurance…. even though I am nowhere near flooding creeks, lakes, etc…. I was not real happy about that. I called www.getapolicy.com and they made it so easy to understand and my premium was much lower than anticipated. Thanks Again

J. Castillo
Thanks Get A Policy.com for handling my renters insurance to meet the needs of my apartment complex. It was simple and I will recommend your service to others that live here in my complex.

J. Martinez
Get A Policy.com made buying flood insurance so simple. I submitted the quote and they contacted me within minutes with the rate. I bound and had a policy all in under 30 minutes. Now That Is Service!

Trevor P.
Thanks for saving our family $36.00 a month on our auto and renters insurance. We can use the extra money.

Aaron W.
I just wanted to let you know that the major repairs to my house have been completed. I had to talk to my inside property loss specialist several times because the final invoices and the proposals were not matching. Also more work and money needed. After 3 checks – all invoices were paid in full. I was expecting a huge hassle to recover the money but much to my surprise Safeco was very easy to deal with. A big Thank You to you as well. I can breath easier now. Happy Holidays!

Tammy H.
Just wanted to take a moment and THANK YOU again for PROACTIVELY going into my policy to look for discounts before we renewed. You saved us almost $100.00 a month and that is a lot for a family with 5 cars and 3 kids in College. We sure do appreciate how you take care of us with this personal touch.

Cheri N.
Could kick myself for not changing insurance companies last year! A big thank you to Jimmy Bubba Jenkins with Get A Policy.com! Highly recommend my old high school friend for insurance. He seriously just saved us about $2000 a year on our new home and auto policies for better coverage! Fast response too! Super happy and thankful for you dear friend!!

Cara K.