Give us a call
888.748.1930

Cargo Insurance & Freight Insurance in Greenville TX & Royse City TX

The ability to move products from one place to another is the backbone of our entire economy. Whether you're moving products from a port to a store for sale, helping people move between homes, or transporting raw materials for manufacturing, you know how important it is to get the job done safely and on time. However, without cargo insurance and freight insurance, your business could be at risk if any of your trucks is involved in a serious collision.

You already know how important it is to complete a job correctly. From ensuring loads are packed securely to recruiting safe drivers, you're constantly invested in making your business the best it can be. Get A Policy Insurance Services can help make sure your efforts are protected, and that if something does go wrong, you'll be able to continue operating.

Cargo Insurance Coverage—What's Covered and What's Excluded

Most cargo that is shipped under a proper bill of lading will be covered by your cargo insurance. Major exclusions include, but are not limited to:

  • Alcohol, Tobacco, some medicines, and any illegal drugs
  • Currency and Valuables (especially art, jewelry, coins, and cash)
  • Items considered dangerous (acids, explosives, or radioactive items, including some fireworks and other celebratory products)
  • Living creatures
  • Anything owned by your company

If you plan to ship anything excluded from cargo insurance, it may be covered by another policy (especially if you own the items in question). Otherwise, you can talk to one of our agents about alternatives for cargo insurance and freight insurance that can actually cover the transportation of high-risk items.

Freight Insurance Coverage—Large and Small Freight Shipping Coverage

Your shipping volume is a major factor in finding just how much insurance you need. In 2014, there were over 400,000 collisions involving large trucks, which comes out to over 1100 collisions every single day. The majority of these incidents are not the fault of the commercial truck driver, but the simple truth of the matter is that they do occur on a regular basis.

It's also important to note that collisions are not the only forms of loss—theft is a major problem in some areas, and average losses approach a quarter-million dollars per incident.

Larger trucking companies require more insurance in case there are problems with multiple vehicles, such as thefts from multiple trucks parked in one place. Even smaller companies are at risk, though, making cargo insurance and freight insurance one of the most important defenses of any hauling company.

 

1. "Large Truck and Bus Crash Facts 2014." Federal Motor Carrier Safety Administration. Accessed April 20, 2016. https://www.fmcsa.dot.gov/safety/data-and-statistics/large-truck-and-bus-crash-facts-2014.

2. "Truck Stats." Trucking Statistics. Accessed April 20, 2016. http://www.truckinfo.net/trucking/stats.htm.

3. "Average Truck Cargo Theft worth $232,924 in 2014." Accessed April 20, 2016. http://www.businessinsurance.com/article/20150310/NEWS06/150319974.

Our Location

Get A Policy Insurance Services

6305 Wesley Street, Suite 103
Greenville, TX 75402
Main office: 903-686-9545
Toll free: 888-748-1930
Fax: 888-902-1936

Our Providers

Testimonials

After 19 years of being with State Farm they decide to raise my rate 18% and I thought that was ridiculous. I turned to www.getapolicy.com and they insured my home for $308.00 less than I was paying with State Farm before my renewal. Gotta Love That! Special Thanks To Get A Policy.

R. Johnansen
When I was told this month that I was being forced to buy flood insurance…. even though I am nowhere near flooding creeks, lakes, etc…. I was not real happy about that. I called www.getapolicy.com and they made it so easy to understand and my premium was much lower than anticipated. Thanks Again

J. Castillo
Thanks Get A Policy.com for handling my renters insurance to meet the needs of my apartment complex. It was simple and I will recommend your service to others that live here in my complex.

J. Martinez
Get A Policy.com made buying flood insurance so simple. I submitted the quote and they contacted me within minutes with the rate. I bound and had a policy all in under 30 minutes. Now That Is Service!

Trevor P.
Thanks for saving our family $36.00 a month on our auto and renters insurance. We can use the extra money.

Aaron W.
I just wanted to let you know that the major repairs to my house have been completed. I had to talk to my inside property loss specialist several times because the final invoices and the proposals were not matching. Also more work and money needed. After 3 checks – all invoices were paid in full. I was expecting a huge hassle to recover the money but much to my surprise Safeco was very easy to deal with. A big Thank You to you as well. I can breath easier now. Happy Holidays!

Tammy H.
Just wanted to take a moment and THANK YOU again for PROACTIVELY going into my policy to look for discounts before we renewed. You saved us almost $100.00 a month and that is a lot for a family with 5 cars and 3 kids in College. We sure do appreciate how you take care of us with this personal touch.

Cheri N.
Could kick myself for not changing insurance companies last year! A big thank you to Jimmy Bubba Jenkins with Get A Policy.com! Highly recommend my old high school friend for insurance. He seriously just saved us about $2000 a year on our new home and auto policies for better coverage! Fast response too! Super happy and thankful for you dear friend!!

Cara K.