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Commercial Real Estate Insurance in Greenville TX & Royse City TX

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Our Location

Get A Policy Insurance Services

6305 Wesley Street, Suite 103
Greenville, TX 75402
Main office: 903-686-9545
Toll free: 888-748-1930
Fax: 888-902-1936

Our Providers

Testimonials

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R. Johnansen
When I was told this month that I was being forced to buy flood insurance…. even though I am nowhere near flooding creeks, lakes, etc…. I was not real happy about that. I called www.getapolicy.com and they made it so easy to understand and my premium was much lower than anticipated. Thanks Again

J. Castillo
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J. Martinez
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Thanks for saving our family $36.00 a month on our auto and renters insurance. We can use the extra money.

Aaron W.
I just wanted to let you know that the major repairs to my house have been completed. I had to talk to my inside property loss specialist several times because the final invoices and the proposals were not matching. Also more work and money needed. After 3 checks – all invoices were paid in full. I was expecting a huge hassle to recover the money but much to my surprise Safeco was very easy to deal with. A big Thank You to you as well. I can breath easier now. Happy Holidays!

Tammy H.
Just wanted to take a moment and THANK YOU again for PROACTIVELY going into my policy to look for discounts before we renewed. You saved us almost $100.00 a month and that is a lot for a family with 5 cars and 3 kids in College. We sure do appreciate how you take care of us with this personal touch.

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